(903) 938-5626
Se Habla EspañolApply Now
Licensed Texas OCCC Lender

Financial Help
When You Need It

Fast, fair, and transparent personal loans from $200 to $1,800. We help Texans build credit and move forward.

No Hidden Fees
Fixed Rates
Same-Day Funding
Happy family planning finances

Why Choose A+ Finance?

We're not just a lender; we're your partner in financial health. Experience the difference of working with a regulated, community-focused business.

Speed

Fast & Easy Approval

Apply in minutes online or in-person. Our streamlined process means you can get approved and funded the same day.

Transparency

Transparent Terms

Fixed rates and clear repayment schedules. No hidden fees, no surprises. You'll know exactly what you owe.

Credit Building

Build Your Credit

We report to credit bureaus, so on-time payments help improve your credit score and financial future.

Financial advisor helping client

Simple 3-Step Process

1

Apply Online or In-Person

Fill out our simple application form. It takes less than 10 minutes and won't impact your credit score to check rates.

2

Get Approved Quickly

Our team reviews your application instantly. We look beyond just your credit score to find a solution that works for you.

3

Receive Your Funds

Once approved, sign your documents and get your money the same day via direct deposit or check.

Trusted by Texans

See what our customers have to say about their experience with A+ Finance.

"A+ Finance helped me when my car broke down and I didn't have the cash for repairs. The process was so fast and the staff was incredibly kind."

Maria G.

San Antonio, TX

"I've been working on rebuilding my credit, and their installment loans are perfect. Fixed payments and they actually report to credit bureaus."

James D.

Houston, TX

"Much better than those payday loan places. The rates are fair and they treat you with respect. Highly recommend!"

Sarah L.

Dallas, TX

Ready to Get Started?

Apply today and get the financial support you need with a partner you can trust.