More Than Just a Lender
At A+ Finance, we believe in providing responsible, transparent financial solutions that help our Texas neighbors thrive.
Our Mission
Empowering Financial Wellness
Founded with a commitment to ethical lending, A+ Finance operates under the strict regulations of the Texas Office of Consumer Credit Commissioner (OCCC) Chapter 342.
We understand that life happens. Unexpected expenses, medical bills, or car repairs shouldn't derail your financial future. That's why we offer safe, affordable installment loans designed to be repaid comfortably over time—not payday loans that trap you in debt.
Regulated
Fully licensed OCCC Chapter 342 lender
Community
Serving Texas families for over 10 years
Respect
We treat every customer with dignity
Excellence
Top-rated customer service
The A+ Difference
How we compare to other lending options in Texas.
A+ Finance
- ✓Fixed monthly payments
- ✓Reports to credit bureaus
- ✓Lower rates (Chapter 342)
- ✓No hidden fees
Payday Lenders
- ✕Balloon payments
- ✕Doesn't build credit
- ✕Extremely high APR
- ✕Rollover fees
Title Loans
- ✕Risk losing your car
- ✕Short repayment terms
- ✕High interest rates
- ✕Aggressive collection